Harbu Loan products include
Harbu Provides Loan Service
Harbu Microfinance is a on of financial service provider in ethipia targeting individuals and small businesses who lack access to conventional Financail and related services. Harbu Microfinance includes microcredit, the provision of small loans to poor clients; savings and checking accounts; microinsurance; and payment systems, among other services.Harbu Microfinance services are designed to reach excluded customers, usually poorer population segments, possibly socially marginalized, or geographically more isolated, and to help them become self-sufficient.
Client Impact Stories
Those poor women whose income was less than a dollar a day and now working together in the association have also benefited much. Today at minimum they could able to get five bottles of milk a day (25 birr a day) which increased their income by five fold. . Moreover, most of them get employed in the factory and fetch income, their social status has raised and serving as a model for other poor women in Jimma town. Get mental satisfaction as they mentioned during group discussion with them
Farmers are no longer dependent on a single crop. Their income raised by more than 20% and improved the fertility of their soil which as a result reduced the fertilizer costs. They are now more able to grow crops for the market, and they can get loans to increase their productivity and incomes. Their ability to organize and promote sustainable local development has been increased