Agriculture has returned to being a primary global concern. Prices of agricultural goods, such as cereal and milk, are hitting record highs on international markets. Food security is no longer guaranteed. High food prices are a short-term problem for consumers, especially among poor population in southern countries. On the other hand, high-performing agricultural markets have the potential to stimulate a new wave of investment and innovation. They give struggling peasants in developing countries a chance to earn a decent living. But to take advantage of this historical situation that so many have been waiting for, farmers will need to invest and increase production. Harbu-Micro-Finance-Institution can play an important role in agricultural finance and is capable of mitigating the many challenges associated with the sector.